Welcome to the PHJL website. These Terms and Conditions outline the rules and guidelines for your use of our platform, including all its content, features, and services. By accessing or engaging with PHJL, you confirm that you have carefully reviewed, understood, and agreed to comply with these Terms and Conditions. If you do not agree with any part of these terms, we advise you to discontinue using the platform immediately.

Terms and Conditions

Ownership Regulations

Ownership Regulations


We retain full ownership and intellectual property rights over this website and all its components, including but not limited to all content such as information, software, text, visuals, images, videos, and audio. These elements are protected under copyright, trademark, patent, trade secret, and other intellectual property or proprietary laws, and are either owned by us, our licensors, or other authorized providers.

Terms of Use for PHJL

We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the PHJL website strictly for personal, non-commercial purposes. Any illegal activity or action that negatively impacts, overloads, impairs, or disrupts the user experience of others on the PHJL platform is expressly forbidden.

Terms of Use for PHJL

Disclaimer of Responsibility

The material provided on this website is for informational purposes only and should not be interpreted as professional advice. We make no guarantees regarding the completeness, accuracy, reliability, or suitability of the information, products, services, or related graphics found on the PHJL platform for any purpose. Any reliance you place on such information is entirely at your own risk.

Limitation of Liability

In no event will we be held liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the PHJL website or any content, features, or services offered. This includes any legal theory of liability, whether based on warranty, contract, tort, or otherwise, even if we have been informed of the possibility of such damages.

Limitation of Liability

Indemnification

By accessing and using the PHJL website, you agree to indemnify, defend, and hold harmless PHJL, along with our affiliates, officers, directors, employees, agents, licensors, and service providers, from any claims, losses, expenses, damages, and costs (including reasonable legal fees) that arise due to your violation of these Terms or any actions related to your use of the PHJL platform. This includes any unauthorized activities or breaches associated with your account or interactions on the site.

PHJL’s Right to Amend Terms

PHJL's Right to Amend Terms


We reserve the right to modify these Terms at our discretion and without prior notice. Your continued use of the PHJL website following any changes constitutes your acceptance and agreement to the revised Terms. It is your responsibility to review these Terms periodically to stay informed of any updates.

Governing Law and Jurisdiction

These Terms, along with your use of the PHJL website, will be governed by and construed by the laws of our jurisdiction, without regard to its conflict of law principles. Any legal disputes or proceedings related to these Terms or the PHJL site must be brought exclusively in the federal or state courts located within our jurisdiction.

Entire Agreement

These Terms constitute the complete and exclusive agreement between you and us regarding your use of the PHJL website, superseding all prior agreements, communications, or proposals, whether oral or written, related to the subject matter herein.

Support Information


Should you have any inquiries or feedback regarding these Terms and Conditions, kindly reach out to us at [email protected].

Support Information